Side-by-side · Q2 2026 data
Washita Valley Bank vs The Farmers Bank
Metric by metric
| Measure | Washita Valley Bank | The Farmers Bank |
|---|---|---|
| TellerScore | 52 | 69 (stronger) |
| Capital cushion | 73 (stronger) | 66 |
| Loan quality | 0 | 89 (stronger) |
| Earnings | 64 (stronger) | 56 |
| Funding & liquidity | 88 (stronger) | 41 |
| Problem-loan coverage | 43 | 95 (stronger) |
| Peer percentile | 11th | 40th |
| Total assets | $68.8M | $139.6M |
| Deposits / shares | $60.0M | $121.1M |
| Capital ratio | 12.27% (stronger) | 11.58% |
| Problem loans | 8.23% | 0.32% (stronger) |
| Net charge-offs | 3.04% | 0.03% (stronger) |
| Return on assets | 1.11% (stronger) | 0.90% |
| Loans ÷ deposits | 50.2% (stronger) | 99.8% |
| Uninsured deposits | 26.1% (stronger) | 32.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers Bank has the higher TellerScore (69 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Washita Valley Bank leads on 4 and The Farmers Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.