Side-by-side · Q2 2026 data
Waterbury Connecticut Teachers Federal Credit Union vs Sikorsky Financial Credit Union
Credit union
Waterbury Connecticut Teachers Federal Credit Union
Waterbury, Connecticut · $100 million – $1 billion
Metric by metric
| Measure | Waterbury Connecticut Teachers Federal Credit Union | Sikorsky Financial Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 91 | 92 (stronger) |
| Earnings | 85 (stronger) | 77 |
| Funding & liquidity | 79 (stronger) | 78 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 96th | 93rd |
| Total assets | $365.2M | $1.5B |
| Deposits / shares | $300.7M | $1.3B |
| Capital ratio | 17.05% (stronger) | 12.93% |
| Problem loans | 0.26% | 0.25% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.11% |
| Return on assets | 1.62% (stronger) | 1.42% |
| Loans ÷ deposits | 81.3% (stronger) | 82.6% |
| Uninsured deposits | 8.3% | 4.7% (stronger) |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waterbury Connecticut Teachers Federal Credit Union has the higher TellerScore (91 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Waterbury Connecticut Teachers Federal Credit Union leads on 5 and Sikorsky Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.