Side-by-side · Q2 2026 data
Watertown Savings Bank vs Greenfield Savings Bank
Metric by metric
| Measure | Watertown Savings Bank | Greenfield Savings Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 61 |
| Capital cushion | 70 (stronger) | 51 |
| Loan quality | 94 (stronger) | 86 |
| Earnings | 51 (stronger) | 43 |
| Funding & liquidity | 88 (stronger) | 44 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 86th | 24th |
| Total assets | $1.4B | $1.5B |
| Deposits / shares | $1.3B | $1.3B |
| Capital ratio | 12.03% (stronger) | 10.12% |
| Problem loans | 0.17% (stronger) | 0.42% |
| Net charge-offs | -0.00% (stronger) | -0.00% |
| Return on assets | 0.78% (stronger) | 0.59% |
| Loans ÷ deposits | 52.5% (stronger) | 99.9% |
| Uninsured deposits | 26.4% (stronger) | 29.7% |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.6% |
Watertown Savings Bank has the higher TellerScore (78 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Watertown Savings Bank leads on 7 and Greenfield Savings Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.