Side-by-side · Q2 2026 data
Waukon State Bank vs Decorah Bank & Trust Company
Metric by metric
| Measure | Waukon State Bank | Decorah Bank & Trust Company |
|---|---|---|
| TellerScore | 78 (stronger) | 74 |
| Capital cushion | 54 | 54 |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 97 (stronger) | 87 |
| Funding & liquidity | 52 | 64 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 72nd | 57th |
| Total assets | $426.9M | $794.1M |
| Deposits / shares | $366.5M | $694.7M |
| Capital ratio | 10.44% (stronger) | 10.41% |
| Problem loans | 0.00% (stronger) | 0.49% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 1.93% (stronger) | 1.67% |
| Loans ÷ deposits | 95.1% | 82.0% (stronger) |
| Uninsured deposits | 26.6% (stronger) | 27.7% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waukon State Bank has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Waukon State Bank leads on 6 and Decorah Bank & Trust Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Decorah, IA