Side-by-side · Q2 2026 data
Waukon State Bank vs First Southeast Bank
Metric by metric
| Measure | Waukon State Bank | First Southeast Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 54 (stronger) | 34 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 97 (stronger) | 84 |
| Funding & liquidity | 52 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 72nd | 37th |
| Total assets | $426.9M | $158.3M |
| Deposits / shares | $366.5M | $116.0M |
| Capital ratio | 10.44% (stronger) | 8.42% |
| Problem loans | 0.00% (stronger) | 0.14% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.93% (stronger) | 1.60% |
| Loans ÷ deposits | 95.1% (stronger) | 117.2% |
| Uninsured deposits | 26.6% | 14.0% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waukon State Bank has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Waukon State Bank leads on 5 and First Southeast Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.