Side-by-side · Q2 2026 data
Waypoint Bank vs Cattle Bank and Trust
Metric by metric
| Measure | Waypoint Bank | Cattle Bank and Trust |
|---|---|---|
| TellerScore | 75 | 87 (stronger) |
| Capital cushion | 59 | 79 (stronger) |
| Loan quality | 80 | 97 (stronger) |
| Earnings | 91 | 100 (stronger) |
| Funding & liquidity | 62 | 64 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 61st | 91st |
| Total assets | $391.5M | $421.9M |
| Deposits / shares | $324.6M | $347.2M |
| Capital ratio | 10.87% | 12.87% (stronger) |
| Problem loans | 0.59% | 0.08% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.77% | 2.14% (stronger) |
| Loans ÷ deposits | 84.4% (stronger) | 91.6% |
| Uninsured deposits | 27.8% | 19.2% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.8% |
Cattle Bank and Trust has the higher TellerScore (87 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Waypoint Bank leads on 1 and Cattle Bank and Trust on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.