Side-by-side · Q2 2026 data
Waypoint Bank vs First Nebraska Bank
Metric by metric
| Measure | Waypoint Bank | First Nebraska Bank |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 59 (stronger) | 53 |
| Loan quality | 80 | 92 (stronger) |
| Earnings | 91 (stronger) | 77 |
| Funding & liquidity | 62 | 73 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 61st | 61st |
| Total assets | $391.5M | $371.4M |
| Deposits / shares | $324.6M | $329.9M |
| Capital ratio | 10.87% (stronger) | 10.32% |
| Problem loans | 0.59% | 0.23% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.77% (stronger) | 1.42% |
| Loans ÷ deposits | 84.4% | 76.0% (stronger) |
| Uninsured deposits | 27.8% | 25.1% (stronger) |
| Offices | 8 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Waypoint Bank leads on 3 and First Nebraska Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.