Side-by-side · Q2 2026 data
Waypoint Bank vs Home Federal Savings and Loan Association of Grand Island
Bank
Home Federal Savings and Loan Association of Grand Island
Grand Island, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Waypoint Bank | Home Federal Savings and Loan Association of Grand Island |
|---|---|---|
| TellerScore | 75 | 80 (stronger) |
| Capital cushion | 59 | 84 (stronger) |
| Loan quality | 80 | 94 (stronger) |
| Earnings | 91 (stronger) | 60 |
| Funding & liquidity | 62 | 65 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 61st | 77th |
| Total assets | $391.5M | $562.9M |
| Deposits / shares | $324.6M | $482.1M |
| Capital ratio | 10.87% | 13.38% (stronger) |
| Problem loans | 0.59% | 0.19% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.77% (stronger) | 1.01% |
| Loans ÷ deposits | 84.4% (stronger) | 91.7% |
| Uninsured deposits | 27.8% | 18.7% (stronger) |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.6% |
Home Federal Savings and Loan Association of Grand Island has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Waypoint Bank leads on 2 and Home Federal Savings and Loan Association of Grand Island on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.