Side-by-side · Q2 2026 data
Waypoint Bank vs Pinnacle Bank
Metric by metric
| Measure | Waypoint Bank | Pinnacle Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 59 (stronger) | 49 |
| Loan quality | 80 | 98 (stronger) |
| Earnings | 91 (stronger) | 79 |
| Funding & liquidity | 62 (stronger) | 60 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 61st | 74th |
| Total assets | $391.5M | $9.2B |
| Deposits / shares | $324.6M | $8.1B |
| Capital ratio | 10.87% (stronger) | 9.92% |
| Problem loans | 0.59% | 0.07% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.77% (stronger) | 1.49% |
| Loans ÷ deposits | 84.4% | 83.0% (stronger) |
| Uninsured deposits | 27.8% (stronger) | 30.9% |
| Offices | 8 | 64 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Waypoint Bank has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Waypoint Bank leads on 5 and Pinnacle Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Imperial, NE