Side-by-side · Q2 2026 data
Waypoint Bank vs Verus Bank of Commerce
Metric by metric
| Measure | Waypoint Bank | Verus Bank of Commerce |
|---|---|---|
| TellerScore | 75 | 84 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 91 (stronger) | 61 |
| Funding & liquidity | 62 (stronger) | 45 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 61st | 86th |
| Total assets | $391.5M | $202.4M |
| Deposits / shares | $324.6M | $162.9M |
| Capital ratio | 10.87% | 18.46% (stronger) |
| Problem loans | 0.59% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.77% (stronger) | 1.02% |
| Loans ÷ deposits | 84.4% (stronger) | 107.5% |
| Uninsured deposits | 27.8% | 21.9% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Verus Bank of Commerce has the higher TellerScore (84 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Waypoint Bank leads on 2 and Verus Bank of Commerce on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.