Side-by-side · Q2 2026 data
Wcu Credit Union vs Social Security Credit Union
Metric by metric
| Measure | Wcu Credit Union | Social Security Credit Union |
|---|---|---|
| TellerScore | 67 | 84 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 90 (stronger) | 51 |
| Earnings | 40 | 83 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 34th | 75th |
| Total assets | $36.0M | $37.4M |
| Deposits / shares | $32.7M | $28.5M |
| Capital ratio | 9.00% | 22.63% (stronger) |
| Problem loans | 0.29% (stronger) | 1.47% |
| Net charge-offs | 0.38% (stronger) | 0.67% |
| Return on assets | 0.51% | 1.59% (stronger) |
| Loans ÷ deposits | 51.9% | 48.6% (stronger) |
| Uninsured deposits | 0.1% (stronger) | 2.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Social Security Credit Union has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Wcu Credit Union leads on 3 and Social Security Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.