Side-by-side · Q2 2026 data
Welch State Bank of Welch, Okla. vs All Capital Bank
Metric by metric
| Measure | Welch State Bank of Welch, Okla. | All Capital Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 52 (stronger) | 45 |
| Loan quality | 88 | 90 (stronger) |
| Earnings | 87 | 95 (stronger) |
| Funding & liquidity | 75 (stronger) | 54 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 64th | 53rd |
| Total assets | $449.8M | $176.1M |
| Deposits / shares | $394.6M | $158.4M |
| Capital ratio | 10.20% (stronger) | 9.52% |
| Problem loans | 0.36% | 0.30% (stronger) |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 1.67% | 1.88% (stronger) |
| Loans ÷ deposits | 78.4% (stronger) | 91.8% |
| Uninsured deposits | 21.3% (stronger) | 28.2% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Welch State Bank of Welch, Okla. has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Welch State Bank of Welch, Okla. leads on 4 and All Capital Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.