Side-by-side · Q2 2026 data
Welch State Bank of Welch, Okla. vs Grand Savings Bank
Metric by metric
| Measure | Welch State Bank of Welch, Okla. | Grand Savings Bank |
|---|---|---|
| TellerScore | 76 | 80 (stronger) |
| Capital cushion | 52 | 70 (stronger) |
| Loan quality | 88 (stronger) | 79 |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 75 (stronger) | 64 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 64th | 90th |
| Total assets | $449.8M | $1.0B |
| Deposits / shares | $394.6M | $897.8M |
| Capital ratio | 10.20% | 11.97% (stronger) |
| Problem loans | 0.36% (stronger) | 0.63% |
| Net charge-offs | 0.13% | -0.00% (stronger) |
| Return on assets | 1.67% | 2.19% (stronger) |
| Loans ÷ deposits | 78.4% (stronger) | 92.7% |
| Uninsured deposits | 21.3% | 18.4% (stronger) |
| Offices | 6 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
Grand Savings Bank has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Welch State Bank of Welch, Okla. leads on 2 and Grand Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.