Side-by-side · Q2 2026 data
Wellington State Bank vs Classic Bank, National Association
Metric by metric
| Measure | Wellington State Bank | Classic Bank, National Association |
|---|---|---|
| TellerScore | 43 | 68 (stronger) |
| Capital cushion | 45 | 66 (stronger) |
| Loan quality | 0 | 58 (stronger) |
| Earnings | 71 | 75 (stronger) |
| Funding & liquidity | 83 (stronger) | 67 |
| Problem-loan coverage | 32 | 83 (stronger) |
| Peer percentile | 3rd | 37th |
| Total assets | $659.7M | $657.5M |
| Deposits / shares | $599.4M | $576.2M |
| Capital ratio | 9.55% | 11.58% (stronger) |
| Problem loans | 5.27% | 1.26% (stronger) |
| Net charge-offs | 0.06% | 0.02% (stronger) |
| Return on assets | 1.28% | 1.39% (stronger) |
| Loans ÷ deposits | 56.5% (stronger) | 90.9% |
| Uninsured deposits | 30.9% | 17.0% (stronger) |
| Offices | 14 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | 17.5% |
Classic Bank, National Association has the higher TellerScore (68 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Wellington State Bank leads on 1 and Classic Bank, National Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.