Side-by-side · Q2 2026 data
Wells Fargo Bank, National Association vs Citibank, National Association
Metric by metric
| Measure | Wells Fargo Bank, National Association | Citibank, National Association |
|---|---|---|
| TellerScore | 58 | 60 (stronger) |
| Capital cushion | 30 (stronger) | 29 |
| Loan quality | 65 | 78 (stronger) |
| Earnings | 75 (stronger) | 62 |
| Funding & liquidity | 58 | 64 (stronger) |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 21st | 37th |
| Total assets | $1.9T | $2.0T |
| Deposits / shares | $1.6T | $1.5T |
| Capital ratio | 8.02% (stronger) | 7.87% |
| Problem loans | 1.04% | 0.66% (stronger) |
| Net charge-offs | 0.40% (stronger) | 1.06% |
| Return on assets | 1.38% (stronger) | 1.06% |
| Loans ÷ deposits | 62.9% | 47.8% (stronger) |
| Uninsured deposits | 50.3% | 47.8% (stronger) |
| Offices | 4,086 | 947 |
| CFPB complaints (3 yrs) | 55,386 | 55,282 |
| Complaints per $1B deposits | 35.4 (stronger) | 35.7 |
| Mortgage denial rate (HMDA) | 22.2% | 24.0% |
Citibank, National Association has the higher TellerScore (60 vs 58). On the 8 directional measures above (where higher or lower is clearly better), Wells Fargo Bank, National Association leads on 4 and Citibank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- New York, NY
- Los Angeles, CA
- San Francisco, CA
- Miami, FL
- Washington, DC
- Las Vegas, NV
- Chicago, IL
- San Jose, CA
- San Diego, CA
- Brooklyn, NY
- Sacramento, CA
- Fresno, CA
- Boca Raton, FL
- Oakland, CA
- Fort Lauderdale, FL
- Buenos Aires,
- Bakersfield, CA
- Anaheim, CA
- Arlington, VA
- West Palm Beach, FL
- Irvine, CA
- Pasadena, CA
- Riverside, CA
- Bronx, NY
- Fremont, CA
- Long Beach, CA
- Sioux Falls, SD
- Henderson, NV
- Chula Vista, CA
- Santa Monica, CA