Side-by-side · Q2 2026 data
Wells Fargo Bank, National Association vs State Employees' Credit Union
Metric by metric
| Measure | Wells Fargo Bank, National Association | State Employees' Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 50 |
| Capital cushion | 30 | 51 (stronger) |
| Loan quality | 65 (stronger) | 21 |
| Earnings | 75 (stronger) | 49 |
| Funding & liquidity | 58 | 88 (stronger) |
| Problem-loan coverage | 88 (stronger) | 69 |
| Peer percentile | 21st | 6th |
| Total assets | $1.9T | $60.0B |
| Deposits / shares | $1.6T | $53.5B |
| Capital ratio | 8.02% | 10.12% (stronger) |
| Problem loans | 1.04% (stronger) | 2.38% |
| Net charge-offs | 0.40% (stronger) | 0.66% |
| Return on assets | 1.38% (stronger) | 0.72% |
| Loans ÷ deposits | 62.9% (stronger) | 72.3% |
| Uninsured deposits | 50.3% | 8.6% (stronger) |
| Offices | 4,086 | 280 |
| CFPB complaints (3 yrs) | 55,423 | — |
| Complaints per $1B deposits | 35.4 | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
Wells Fargo Bank, National Association has the higher TellerScore (58 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Wells Fargo Bank, National Association leads on 5 and State Employees' Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Raleigh, NC
- Charlotte, NC
- Greensboro, NC
- Durham, NC
- Winston Salem, NC
- Wilmington, NC
- Asheville, NC
- Cary, NC
- Chapel Hill, NC
- Greenville, NC
- Fayetteville, NC
- Gastonia, NC
- Hickory, NC
- Goldsboro, NC
- Statesville, NC
- Burlington, NC
- Rocky Mount, NC
- High Point, NC
- Concord, NC
- Morganton, NC
- Wilson, NC
- Mooresville, NC
- Garner, NC
- Fuquay Varina, NC
- Salisbury, NC
- Sanford, NC
- Elizabeth City, NC
- Albemarle, NC
- Shelby, NC
- Jacksonville, NC