TellerScore

Side-by-side · Q2 2026 data

Wells Fargo Bank, National Association vs The First National Bank in Trinidad

Bank

Wells Fargo Bank, National Association

Sioux Falls, South Dakota · Over $100 billion

58of 100
Moderate

Bank

The First National Bank in Trinidad

Trinidad, Colorado · $100 million – $1 billion

64of 100
Moderate

Metric by metric

MeasureWells Fargo Bank, National AssociationThe First National Bank in Trinidad
TellerScore5864 (stronger)
Capital cushion3059 (stronger)
Loan quality6568 (stronger)
Earnings75 (stronger)41
Funding & liquidity5883 (stronger)
Problem-loan coverage88 (stronger)85
Peer percentile21st26th
Total assets$1.9T$250.5M
Deposits / shares$1.6T$234.3M
Capital ratio8.02%10.89% (stronger)
Problem loans1.04%0.95% (stronger)
Net charge-offs0.40%0.00% (stronger)
Return on assets1.38% (stronger)0.52%
Loans ÷ deposits62.9%59.2% (stronger)
Uninsured deposits50.3%30.2% (stronger)
Offices4,0863
CFPB complaints (3 yrs)55,386—
Complaints per $1B deposits35.4—
Mortgage denial rate (HMDA)22.2%—

The First National Bank in Trinidad has the higher TellerScore (64 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Wells Fargo Bank, National Association leads on 1 and The First National Bank in Trinidad on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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