TellerScore

Side-by-side · Q2 2026 data

Wells Fargo Bank South Central, National Association vs American National Bank & Trust

Bank

Wells Fargo Bank South Central, National Association

Houston, Texas · $1 billion – $10 billion

80of 100
Strong

Bank

American National Bank & Trust

Wichita Falls, Texas · $1 billion – $10 billion

61of 100
Moderate

Metric by metric

MeasureWells Fargo Bank South Central, National AssociationAmerican National Bank & Trust
TellerScore80 (stronger)61
Capital cushion100 (stronger)52
Loan quality5971 (stronger)
Earnings85 (stronger)59
Funding & liquidity58 (stronger)48
Problem-loan coverage95 (stronger)86
Peer percentile90th24th
Total assets$2.6B$2.5B
Deposits / shares$1.7B$2.2B
Capital ratio29.69% (stronger)10.18%
Problem loans1.24%0.88% (stronger)
Net charge-offs0.01%0.00% (stronger)
Return on assets1.62% (stronger)0.99%
Loans ÷ deposits102.1%84.8% (stronger)
Uninsured deposits0.5% (stronger)39.3%
Offices113
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—4.4%

Wells Fargo Bank South Central, National Association has the higher TellerScore (80 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Wells Fargo Bank South Central, National Association leads on 4 and American National Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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