Side-by-side · Q2 2026 data
Wells Fargo Bank South Central, National Association vs State Bank of Texas
Bank
Wells Fargo Bank South Central, National Association
Houston, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Wells Fargo Bank South Central, National Association | State Bank of Texas |
|---|---|---|
| TellerScore | 80 (stronger) | 74 |
| Capital cushion | 100 | 100 |
| Loan quality | 59 (stronger) | 28 |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 58 | 61 (stronger) |
| Problem-loan coverage | 95 (stronger) | 77 |
| Peer percentile | 90th | 74th |
| Total assets | $2.6B | $2.6B |
| Deposits / shares | $1.7B | $2.1B |
| Capital ratio | 29.69% (stronger) | 15.71% |
| Problem loans | 1.24% (stronger) | 2.16% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.62% | 4.24% (stronger) |
| Loans ÷ deposits | 102.1% | 96.8% (stronger) |
| Uninsured deposits | 0.5% (stronger) | 16.6% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wells Fargo Bank South Central, National Association has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Wells Fargo Bank South Central, National Association leads on 4 and State Bank of Texas on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.