Side-by-side · Q2 2026 data
Wells River Savings Bank vs Ledyard National Bank
Metric by metric
| Measure | Wells River Savings Bank | Ledyard National Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 63 |
| Capital cushion | 58 (stronger) | 33 |
| Loan quality | 79 | 90 (stronger) |
| Earnings | 45 | 48 (stronger) |
| Funding & liquidity | 81 (stronger) | 77 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 34th | 30th |
| Total assets | $266.9M | $1.1B |
| Deposits / shares | $234.6M | $874.4M |
| Capital ratio | 10.75% (stronger) | 8.27% |
| Problem loans | 0.63% | 0.31% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.62% | 0.71% (stronger) |
| Loans ÷ deposits | 78.9% (stronger) | 83.6% |
| Uninsured deposits | 6.6% (stronger) | 13.0% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wells River Savings Bank has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Wells River Savings Bank leads on 4 and Ledyard National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.