Side-by-side · Q2 2026 data
Wellworth Bank vs Ascend Federal Credit Union
Metric by metric
| Measure | Wellworth Bank | Ascend Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 83 (stronger) |
| Capital cushion | 49 | 96 (stronger) |
| Loan quality | 54 | 84 (stronger) |
| Earnings | 72 (stronger) | 68 |
| Funding & liquidity | 63 | 70 (stronger) |
| Problem-loan coverage | 82 | 94 (stronger) |
| Peer percentile | 21st | 92nd |
| Total assets | $1.8B | $4.8B |
| Deposits / shares | $1.5B | $3.9B |
| Capital ratio | 9.92% | 14.55% (stronger) |
| Problem loans | 1.39% | 0.49% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.44% |
| Return on assets | 1.30% (stronger) | 1.20% |
| Loans ÷ deposits | 81.4% (stronger) | 90.5% |
| Uninsured deposits | 29.4% | 10.1% (stronger) |
| Offices | 20 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.5% | 22.1% |
Ascend Federal Credit Union has the higher TellerScore (83 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Wellworth Bank leads on 3 and Ascend Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.