Side-by-side · Q2 2026 data
Wellworth Bank vs Commercial Bank
Metric by metric
| Measure | Wellworth Bank | Commercial Bank |
|---|---|---|
| TellerScore | 60 | 77 (stronger) |
| Capital cushion | 49 | 66 (stronger) |
| Loan quality | 54 | 88 (stronger) |
| Earnings | 72 | 93 (stronger) |
| Funding & liquidity | 63 (stronger) | 49 |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 21st | 83rd |
| Total assets | $1.8B | $2.4B |
| Deposits / shares | $1.5B | $1.9B |
| Capital ratio | 9.92% | 11.58% (stronger) |
| Problem loans | 1.39% | 0.35% (stronger) |
| Net charge-offs | 0.04% | -0.01% (stronger) |
| Return on assets | 1.30% | 1.82% (stronger) |
| Loans ÷ deposits | 81.4% (stronger) | 100.2% |
| Uninsured deposits | 29.4% | 24.9% (stronger) |
| Offices | 20 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.5% | 7.9% |
Commercial Bank has the higher TellerScore (77 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Wellworth Bank leads on 1 and Commercial Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.