Side-by-side · Q2 2026 data
Wellworth Bank vs Independent Bank
Metric by metric
| Measure | Wellworth Bank | Independent Bank |
|---|---|---|
| TellerScore | 60 | 67 (stronger) |
| Capital cushion | 49 | 56 (stronger) |
| Loan quality | 54 | 72 (stronger) |
| Earnings | 72 (stronger) | 70 |
| Funding & liquidity | 63 | 67 (stronger) |
| Problem-loan coverage | 82 | 86 (stronger) |
| Peer percentile | 21st | 44th |
| Total assets | $1.8B | $1.9B |
| Deposits / shares | $1.5B | $1.6B |
| Capital ratio | 9.92% | 10.60% (stronger) |
| Problem loans | 1.39% | 0.85% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.36% |
| Return on assets | 1.30% (stronger) | 1.26% |
| Loans ÷ deposits | 81.4% (stronger) | 81.4% |
| Uninsured deposits | 29.4% | 25.4% (stronger) |
| Offices | 20 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.5% | — |
Independent Bank has the higher TellerScore (67 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Wellworth Bank leads on 3 and Independent Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.