Side-by-side · Q2 2026 data
West Bank vs Cedar Rapids Bank and Trust Company
Metric by metric
| Measure | West Bank | Cedar Rapids Bank and Trust Company |
|---|---|---|
| TellerScore | 71 | 87 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 35 | 43 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 63rd | 98th |
| Total assets | $4.0B | $2.9B |
| Deposits / shares | $3.4B | $2.1B |
| Capital ratio | 10.79% | 16.94% (stronger) |
| Problem loans | 0.00% (stronger) | 0.54% |
| Net charge-offs | -0.00% (stronger) | 0.23% |
| Return on assets | 1.19% | 2.72% (stronger) |
| Loans ÷ deposits | 87.1% (stronger) | 95.8% |
| Uninsured deposits | 49.5% | 34.0% (stronger) |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | 5.9% |
Cedar Rapids Bank and Trust Company has the higher TellerScore (87 vs 71). On the 7 directional measures above (where higher or lower is clearly better), West Bank leads on 3 and Cedar Rapids Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.