Side-by-side · Q2 2026 data
West Bank vs Charter Bank
Metric by metric
| Measure | West Bank | Charter Bank |
|---|---|---|
| TellerScore | 71 | 83 (stronger) |
| Capital cushion | 58 | 60 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 68 | 90 (stronger) |
| Funding & liquidity | 35 | 79 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 63rd | 84th |
| Total assets | $4.0B | $227.5M |
| Deposits / shares | $3.4B | $203.5M |
| Capital ratio | 10.79% | 11.03% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.19% | 1.75% (stronger) |
| Loans ÷ deposits | 87.1% | 80.8% (stronger) |
| Uninsured deposits | 49.5% | 13.1% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | 2.0% |
Charter Bank has the higher TellerScore (83 vs 71). On the 6 directional measures above (where higher or lower is clearly better), West Bank leads on 1 and Charter Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.