Side-by-side · Q2 2026 data
West Bank vs Principal Bank
Metric by metric
| Measure | West Bank | Principal Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 64 |
| Capital cushion | 58 (stronger) | 21 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 68 | 87 (stronger) |
| Funding & liquidity | 35 | 66 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 63rd | 33rd |
| Total assets | $4.0B | $9.8B |
| Deposits / shares | $3.4B | $9.3B |
| Capital ratio | 10.79% (stronger) | 7.13% |
| Problem loans | 0.00% (stronger) | 0.44% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.19% | 1.68% (stronger) |
| Loans ÷ deposits | 87.1% | 32.2% (stronger) |
| Uninsured deposits | 49.5% | 45.6% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
West Bank has the higher TellerScore (71 vs 64). On the 7 directional measures above (where higher or lower is clearly better), West Bank leads on 4 and Principal Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.