Side-by-side · Q2 2026 data
West Central Bank vs Eagle Valley Bank
Metric by metric
| Measure | West Central Bank | Eagle Valley Bank |
|---|---|---|
| TellerScore | 60 | 72 (stronger) |
| Capital cushion | 69 (stronger) | 54 |
| Loan quality | 30 | 80 (stronger) |
| Earnings | 71 | 84 (stronger) |
| Funding & liquidity | 70 (stronger) | 67 |
| Problem-loan coverage | 70 | 91 (stronger) |
| Peer percentile | 19th | 50th |
| Total assets | $232.2M | $229.6M |
| Deposits / shares | $207.1M | $203.0M |
| Capital ratio | 11.95% (stronger) | 10.44% |
| Problem loans | 2.10% | 0.60% (stronger) |
| Net charge-offs | 1.43% | 0.01% (stronger) |
| Return on assets | 1.28% | 1.60% (stronger) |
| Loans ÷ deposits | 83.1% (stronger) | 93.3% |
| Uninsured deposits | 21.4% | 8.5% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
Eagle Valley Bank has the higher TellerScore (72 vs 60). On the 7 directional measures above (where higher or lower is clearly better), West Central Bank leads on 2 and Eagle Valley Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.