Side-by-side · Q2 2026 data
West Central Georgia Bank vs First Peoples Bank
Metric by metric
| Measure | West Central Georgia Bank | First Peoples Bank |
|---|---|---|
| TellerScore | 97 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 99 (stronger) | 96 |
| Earnings | 86 (stronger) | 62 |
| Funding & liquidity | 97 (stronger) | 51 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 100th | 68th |
| Total assets | $160.4M | $449.4M |
| Deposits / shares | $123.7M | $379.2M |
| Capital ratio | 22.22% (stronger) | 12.84% |
| Problem loans | 0.04% (stronger) | 0.12% |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 1.65% (stronger) | 1.04% |
| Loans ÷ deposits | 62.8% (stronger) | 92.6% |
| Uninsured deposits | 13.1% (stronger) | 29.8% |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.8% |
West Central Georgia Bank has the higher TellerScore (97 vs 77). On the 7 directional measures above (where higher or lower is clearly better), West Central Georgia Bank leads on 7 and First Peoples Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.