Side-by-side · Q2 2026 data
West Central Georgia Bank vs Moultrie Bank & Trust
Metric by metric
| Measure | West Central Georgia Bank | Moultrie Bank & Trust |
|---|---|---|
| TellerScore | 97 (stronger) | 82 |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 99 (stronger) | 97 |
| Earnings | 86 (stronger) | 60 |
| Funding & liquidity | 97 (stronger) | 60 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 100th | 82nd |
| Total assets | $160.4M | $150.6M |
| Deposits / shares | $123.7M | $128.6M |
| Capital ratio | 22.22% (stronger) | 14.07% |
| Problem loans | 0.04% (stronger) | 0.10% |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.65% (stronger) | 0.99% |
| Loans ÷ deposits | 62.8% | 56.6% (stronger) |
| Uninsured deposits | 13.1% (stronger) | 51.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Central Georgia Bank has the higher TellerScore (97 vs 82). On the 7 directional measures above (where higher or lower is clearly better), West Central Georgia Bank leads on 5 and Moultrie Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.