TellerScore

Side-by-side · Q2 2026 data

West Coast Community Bank vs CalPrivate Bank

Bank

West Coast Community Bank

Santa Cruz, California · $1 billion – $10 billion

75of 100
Strong

Bank

CalPrivate Bank

La Jolla, California · $1 billion – $10 billion

65of 100
Moderate

Metric by metric

MeasureWest Coast Community BankCalPrivate Bank
TellerScore75 (stronger)65
Capital cushion70 (stronger)65
Loan quality83 (stronger)58
Earnings100100
Funding & liquidity2626
Problem-loan coverage92 (stronger)75
Peer percentile77th36th
Total assets$2.9B$2.7B
Deposits / shares$2.5B$2.4B
Capital ratio12.05% (stronger)11.52%
Problem loans0.50% (stronger)1.26%
Net charge-offs0.39%0.08% (stronger)
Return on assets2.02% (stronger)2.02%
Loans ÷ deposits88.6%88.2% (stronger)
Uninsured deposits56.3% (stronger)56.5%
Offices117
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

West Coast Community Bank has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), West Coast Community Bank leads on 5 and CalPrivate Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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