Side-by-side · Q2 2026 data
West Iowa Bank vs Bank
Metric by metric
| Measure | West Iowa Bank | Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 60 |
| Capital cushion | 69 (stronger) | 37 |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 70 (stronger) | 47 |
| Funding & liquidity | 80 (stronger) | 78 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 82nd | 19th |
| Total assets | $222.1M | $217.4M |
| Deposits / shares | $183.0M | $193.0M |
| Capital ratio | 11.89% (stronger) | 8.68% |
| Problem loans | 0.01% (stronger) | 0.78% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.25% (stronger) | 0.67% |
| Loans ÷ deposits | 70.8% | 70.0% (stronger) |
| Uninsured deposits | 23.5% (stronger) | 26.2% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.9% |
West Iowa Bank has the higher TellerScore (82 vs 60). On the 7 directional measures above (where higher or lower is clearly better), West Iowa Bank leads on 6 and Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.