Side-by-side · Q2 2026 data
West Iowa Bank vs Central Bank
Metric by metric
| Measure | West Iowa Bank | Central Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 65 |
| Capital cushion | 69 (stronger) | 51 |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 70 (stronger) | 58 |
| Funding & liquidity | 80 (stronger) | 43 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 82nd | 36th |
| Total assets | $222.1M | $2.3B |
| Deposits / shares | $183.0M | $1.9B |
| Capital ratio | 11.89% (stronger) | 10.09% |
| Problem loans | 0.01% (stronger) | 0.32% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.25% (stronger) | 0.96% |
| Loans ÷ deposits | 70.8% (stronger) | 105.6% |
| Uninsured deposits | 23.5% (stronger) | 25.5% |
| Offices | 6 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.5% |
West Iowa Bank has the higher TellerScore (82 vs 65). On the 7 directional measures above (where higher or lower is clearly better), West Iowa Bank leads on 7 and Central Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.