Side-by-side · Q2 2026 data
West Iowa Bank vs Charter Bank
Metric by metric
| Measure | West Iowa Bank | Charter Bank |
|---|---|---|
| TellerScore | 82 | 83 (stronger) |
| Capital cushion | 69 (stronger) | 60 |
| Loan quality | 100 | 100 |
| Earnings | 70 | 90 (stronger) |
| Funding & liquidity | 80 (stronger) | 79 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 82nd | 84th |
| Total assets | $222.1M | $227.5M |
| Deposits / shares | $183.0M | $203.5M |
| Capital ratio | 11.89% (stronger) | 11.03% |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.25% | 1.75% (stronger) |
| Loans ÷ deposits | 70.8% (stronger) | 80.8% |
| Uninsured deposits | 23.5% | 13.1% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.0% |
Charter Bank has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), West Iowa Bank leads on 3 and Charter Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.