Side-by-side · Q2 2026 data
West Iowa Bank vs First State Bank
Metric by metric
| Measure | West Iowa Bank | First State Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 81 |
| Capital cushion | 69 | 74 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 70 | 75 (stronger) |
| Funding & liquidity | 80 (stronger) | 65 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 82nd | 80th |
| Total assets | $222.1M | $674.3M |
| Deposits / shares | $183.0M | $572.2M |
| Capital ratio | 11.89% | 12.40% (stronger) |
| Problem loans | 0.01% (stronger) | 0.12% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.25% | 1.38% (stronger) |
| Loans ÷ deposits | 70.8% (stronger) | 86.5% |
| Uninsured deposits | 23.5% | 22.4% (stronger) |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Iowa Bank has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), West Iowa Bank leads on 4 and First State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.