TellerScore

Side-by-side · Q2 2026 data

West Iowa Bank vs Northwest Bank

Bank

West Iowa Bank

West Bend, Iowa · $100 million – $1 billion

82of 100
Strong

Bank

Northwest Bank

Spencer, Iowa · $1 billion – $10 billion

70of 100
Strong

Metric by metric

MeasureWest Iowa BankNorthwest Bank
TellerScore82 (stronger)70
Capital cushion69 (stronger)51
Loan quality100 (stronger)92
Earnings7074 (stronger)
Funding & liquidity80 (stronger)51
Problem-loan coverage100 (stronger)96
Peer percentile82nd58th
Total assets$222.1M$3.0B
Deposits / shares$183.0M$2.6B
Capital ratio11.89% (stronger)10.12%
Problem loans0.01% (stronger)0.23%
Net charge-offs-0.02% (stronger)0.04%
Return on assets1.25%1.35% (stronger)
Loans ÷ deposits70.8% (stronger)93.9%
Uninsured deposits23.5% (stronger)28.8%
Offices622
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—6.0%

West Iowa Bank has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), West Iowa Bank leads on 6 and Northwest Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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