Side-by-side · Q2 2026 data
West Plains Bank vs F&M Bank
Metric by metric
| Measure | West Plains Bank | F&M Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 83 |
| Capital cushion | 98 (stronger) | 66 |
| Loan quality | 100 | 100 |
| Earnings | 74 | 78 (stronger) |
| Funding & liquidity | 80 | 81 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 96th | 84th |
| Total assets | $139.3M | $135.3M |
| Deposits / shares | $110.5M | $115.1M |
| Capital ratio | 14.84% (stronger) | 11.63% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.35% | 1.46% (stronger) |
| Loans ÷ deposits | 75.5% | 48.2% (stronger) |
| Uninsured deposits | 19.5% (stronger) | 32.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Plains Bank has the higher TellerScore (91 vs 83). On the 6 directional measures above (where higher or lower is clearly better), West Plains Bank leads on 3 and F&M Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.