Side-by-side · Q2 2026 data
West Plains Bank vs Homestead Bank
Metric by metric
| Measure | West Plains Bank | Homestead Bank |
|---|---|---|
| TellerScore | 91 | 91 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 74 | 86 (stronger) |
| Funding & liquidity | 80 (stronger) | 73 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 96th | 96th |
| Total assets | $139.3M | $537.0M |
| Deposits / shares | $110.5M | $413.6M |
| Capital ratio | 14.84% | 18.62% (stronger) |
| Problem loans | 0.00% (stronger) | 0.20% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.35% | 1.65% (stronger) |
| Loans ÷ deposits | 75.5% (stronger) | 80.2% |
| Uninsured deposits | 19.5% (stronger) | 21.5% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), West Plains Bank leads on 4 and Homestead Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ainsworth, NE