Side-by-side · Q2 2026 data
West Plains Savings and Loan Association vs Community First Banking Company
Bank
West Plains Savings and Loan Association
West Plains, Missouri · $100 million – $1 billion
Metric by metric
| Measure | West Plains Savings and Loan Association | Community First Banking Company |
|---|---|---|
| TellerScore | 55 | 75 (stronger) |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 43 | 78 (stronger) |
| Funding & liquidity | 64 (stronger) | 63 |
| Problem-loan coverage | 69 | 89 (stronger) |
| Peer percentile | 11th | 61st |
| Total assets | $100.5M | $307.3M |
| Deposits / shares | $77.3M | $262.2M |
| Capital ratio | 21.11% (stronger) | 10.31% |
| Problem loans | 4.53% | 0.00% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.11% |
| Return on assets | 0.58% | 1.44% (stronger) |
| Loans ÷ deposits | 96.7% | 89.5% (stronger) |
| Uninsured deposits | 5.2% (stronger) | 21.6% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Banking Company has the higher TellerScore (75 vs 55). On the 7 directional measures above (where higher or lower is clearly better), West Plains Savings and Loan Association leads on 3 and Community First Banking Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.