Side-by-side · Q2 2026 data
West Point Bank vs First Kentucky Bank, Inc.
Metric by metric
| Measure | West Point Bank | First Kentucky Bank, Inc. |
|---|---|---|
| TellerScore | 57 | 73 (stronger) |
| Capital cushion | 35 | 43 (stronger) |
| Loan quality | 69 | 92 (stronger) |
| Earnings | 63 | 70 (stronger) |
| Funding & liquidity | 60 | 87 (stronger) |
| Problem-loan coverage | 81 | 96 (stronger) |
| Peer percentile | 14th | 53rd |
| Total assets | $560.6M | $585.6M |
| Deposits / shares | $475.7M | $508.2M |
| Capital ratio | 8.55% | 9.35% (stronger) |
| Problem loans | 0.93% | 0.25% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.08% | 1.26% (stronger) |
| Loans ÷ deposits | 92.7% | 70.2% (stronger) |
| Uninsured deposits | 22.3% | 17.8% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | 15.9% |
First Kentucky Bank, Inc. has the higher TellerScore (73 vs 57). On the 7 directional measures above (where higher or lower is clearly better), West Point Bank leads on 1 and First Kentucky Bank, Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.