Side-by-side · Q2 2026 data
West Point Bank vs The Murray Bank
Metric by metric
| Measure | West Point Bank | The Murray Bank |
|---|---|---|
| TellerScore | 57 | 60 (stronger) |
| Capital cushion | 35 | 50 (stronger) |
| Loan quality | 69 (stronger) | 35 |
| Earnings | 63 | 93 (stronger) |
| Funding & liquidity | 60 | 73 (stronger) |
| Problem-loan coverage | 81 (stronger) | 71 |
| Peer percentile | 14th | 19th |
| Total assets | $560.6M | $534.1M |
| Deposits / shares | $475.7M | $476.7M |
| Capital ratio | 8.55% | 9.96% (stronger) |
| Problem loans | 0.93% (stronger) | 1.95% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.08% | 1.82% (stronger) |
| Loans ÷ deposits | 92.7% | 84.6% (stronger) |
| Uninsured deposits | 22.3% | 17.8% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | — |
The Murray Bank has the higher TellerScore (60 vs 57). On the 7 directional measures above (where higher or lower is clearly better), West Point Bank leads on 2 and The Murray Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.