Side-by-side · Q2 2026 data
West Texas National Bank vs American First National Bank
Metric by metric
| Measure | West Texas National Bank | American First National Bank |
|---|---|---|
| TellerScore | 60 | 87 (stronger) |
| Capital cushion | 55 | 94 (stronger) |
| Loan quality | 44 | 86 (stronger) |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 50 | 54 (stronger) |
| Problem-loan coverage | 81 | 90 (stronger) |
| Peer percentile | 21st | 98th |
| Total assets | $2.9B | $2.9B |
| Deposits / shares | $2.6B | $2.4B |
| Capital ratio | 10.52% | 14.38% (stronger) |
| Problem loans | 1.67% | 0.42% (stronger) |
| Net charge-offs | 0.86% | 0.08% (stronger) |
| Return on assets | 1.59% | 2.13% (stronger) |
| Loans ÷ deposits | 57.4% (stronger) | 97.8% |
| Uninsured deposits | 64.1% | 22.7% (stronger) |
| Offices | 13 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | 3.4% |
American First National Bank has the higher TellerScore (87 vs 60). On the 7 directional measures above (where higher or lower is clearly better), West Texas National Bank leads on 1 and American First National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.