Side-by-side · Q2 2026 data
West Texas National Bank vs American Momentum Bank
Metric by metric
| Measure | West Texas National Bank | American Momentum Bank |
|---|---|---|
| TellerScore | 60 (stronger) | 57 |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 44 (stronger) | 0 |
| Earnings | 84 (stronger) | 71 |
| Funding & liquidity | 50 (stronger) | 34 |
| Problem-loan coverage | 81 (stronger) | 76 |
| Peer percentile | 21st | 16th |
| Total assets | $2.9B | $2.8B |
| Deposits / shares | $2.6B | $2.2B |
| Capital ratio | 10.52% | 19.24% (stronger) |
| Problem loans | 1.67% (stronger) | 3.52% |
| Net charge-offs | 0.86% | 0.12% (stronger) |
| Return on assets | 1.59% (stronger) | 1.27% |
| Loans ÷ deposits | 57.4% (stronger) | 90.3% |
| Uninsured deposits | 64.1% | 47.5% (stronger) |
| Offices | 13 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | — |
West Texas National Bank has the higher TellerScore (60 vs 57). On the 7 directional measures above (where higher or lower is clearly better), West Texas National Bank leads on 4 and American Momentum Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Midland, TX
- Odessa, TX
- Crane, TX
- Lubbock, TX
- Seminole, TX