Side-by-side · Q2 2026 data
West Union Bank vs Davis Trust Company
Metric by metric
| Measure | West Union Bank | Davis Trust Company |
|---|---|---|
| TellerScore | 70 (stronger) | 53 |
| Capital cushion | 37 (stronger) | 35 |
| Loan quality | 96 (stronger) | 78 |
| Earnings | 61 (stronger) | 43 |
| Funding & liquidity | 83 (stronger) | 47 |
| Problem-loan coverage | 98 (stronger) | 78 |
| Peer percentile | 43rd | 9th |
| Total assets | $300.3M | $274.9M |
| Deposits / shares | $263.7M | $204.2M |
| Capital ratio | 8.73% (stronger) | 8.47% |
| Problem loans | 0.13% (stronger) | 0.66% |
| Net charge-offs | 0.26% | 0.17% (stronger) |
| Return on assets | 1.03% (stronger) | 0.57% |
| Loans ÷ deposits | 58.2% (stronger) | 109.1% |
| Uninsured deposits | 31.0% | 18.6% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Union Bank has the higher TellerScore (70 vs 53). On the 7 directional measures above (where higher or lower is clearly better), West Union Bank leads on 5 and Davis Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.