Side-by-side · Q2 2026 data
West Union Bank vs Fairmont Federal Credit Union
Credit union
Fairmont Federal Credit Union
Fairmont, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | West Union Bank | Fairmont Federal Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 37 | 50 (stronger) |
| Loan quality | 96 (stronger) | 77 |
| Earnings | 61 (stronger) | 54 |
| Funding & liquidity | 83 | 90 (stronger) |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 43rd | 45th |
| Total assets | $300.3M | $603.1M |
| Deposits / shares | $263.7M | $542.4M |
| Capital ratio | 8.73% | 9.97% (stronger) |
| Problem loans | 0.13% (stronger) | 0.69% |
| Net charge-offs | 0.26% | 0.04% (stronger) |
| Return on assets | 1.03% (stronger) | 0.86% |
| Loans ÷ deposits | 58.2% (stronger) | 70.4% |
| Uninsured deposits | 31.0% | 6.1% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Union Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), West Union Bank leads on 4 and Fairmont Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.