Side-by-side · Q2 2026 data
West Union Bank vs FNB Bank, Inc.
Metric by metric
| Measure | West Union Bank | FNB Bank, Inc. |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 37 | 56 (stronger) |
| Loan quality | 96 (stronger) | 85 |
| Earnings | 61 (stronger) | 60 |
| Funding & liquidity | 83 (stronger) | 69 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 43rd | 43rd |
| Total assets | $300.3M | $277.9M |
| Deposits / shares | $263.7M | $247.8M |
| Capital ratio | 8.73% | 10.60% (stronger) |
| Problem loans | 0.13% (stronger) | 0.45% |
| Net charge-offs | 0.26% | 0.23% (stronger) |
| Return on assets | 1.03% (stronger) | 0.99% |
| Loans ÷ deposits | 58.2% (stronger) | 84.0% |
| Uninsured deposits | 31.0% | 21.5% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.6% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), West Union Bank leads on 3 and FNB Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.