Side-by-side · Q2 2026 data
West Union Bank vs Home Federal Credit Union
Metric by metric
| Measure | West Union Bank | Home Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 37 | 93 (stronger) |
| Loan quality | 96 (stronger) | 70 |
| Earnings | 61 (stronger) | 45 |
| Funding & liquidity | 83 | 86 (stronger) |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 43rd | 57th |
| Total assets | $300.3M | $38.4M |
| Deposits / shares | $263.7M | $32.8M |
| Capital ratio | 8.73% | 14.33% (stronger) |
| Problem loans | 0.13% (stronger) | 0.89% |
| Net charge-offs | 0.26% (stronger) | 0.31% |
| Return on assets | 1.03% (stronger) | 0.62% |
| Loans ÷ deposits | 58.2% (stronger) | 74.4% |
| Uninsured deposits | 31.0% | 5.9% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Home Federal Credit Union has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), West Union Bank leads on 4 and Home Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.