Side-by-side · Q2 2026 data
West Union Bank vs The Bank of Monroe
Metric by metric
| Measure | West Union Bank | The Bank of Monroe |
|---|---|---|
| TellerScore | 70 | 85 (stronger) |
| Capital cushion | 37 | 82 (stronger) |
| Loan quality | 96 (stronger) | 89 |
| Earnings | 61 | 75 (stronger) |
| Funding & liquidity | 83 | 90 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 43rd | 88th |
| Total assets | $300.3M | $255.4M |
| Deposits / shares | $263.7M | $224.2M |
| Capital ratio | 8.73% | 13.22% (stronger) |
| Problem loans | 0.13% (stronger) | 0.34% |
| Net charge-offs | 0.26% | -0.01% (stronger) |
| Return on assets | 1.03% | 1.38% (stronger) |
| Loans ÷ deposits | 58.2% (stronger) | 69.1% |
| Uninsured deposits | 31.0% | 16.4% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Monroe has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), West Union Bank leads on 2 and The Bank of Monroe on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.