Side-by-side · Q2 2026 data
Westamerica Bank vs Community West Bank
Metric by metric
| Measure | Westamerica Bank | Community West Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 67 |
| Capital cushion | 53 | 60 (stronger) |
| Loan quality | 96 (stronger) | 81 |
| Earnings | 94 (stronger) | 55 |
| Funding & liquidity | 62 (stronger) | 56 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 86th | 44th |
| Total assets | $5.8B | $5.0B |
| Deposits / shares | $4.8B | $4.1B |
| Capital ratio | 10.27% | 10.97% (stronger) |
| Problem loans | 0.12% (stronger) | 0.56% |
| Net charge-offs | 0.14% (stronger) | 0.38% |
| Return on assets | 1.84% (stronger) | 0.88% |
| Loans ÷ deposits | 13.8% (stronger) | 84.7% |
| Uninsured deposits | 49.6% | 32.6% (stronger) |
| Offices | 75 | 37 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Westamerica Bank has the higher TellerScore (78 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Westamerica Bank leads on 5 and Community West Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fresno, CA
- Merced, CA
- Modesto, CA
- Sacramento, CA
- Clovis, CA
- Visalia, CA
- Firebaugh, CA
- Kerman, CA
- Madera, CA
- Bakersfield, CA