Side-by-side · Q2 2026 data
Westamerica Bank vs Five Star Bank
Metric by metric
| Measure | Westamerica Bank | Five Star Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 53 | 53 |
| Loan quality | 96 (stronger) | 90 |
| Earnings | 94 (stronger) | 85 |
| Funding & liquidity | 62 (stronger) | 18 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 86th | 49th |
| Total assets | $5.8B | $5.4B |
| Deposits / shares | $4.8B | $4.8B |
| Capital ratio | 10.27% (stronger) | 10.25% |
| Problem loans | 0.12% (stronger) | 0.30% |
| Net charge-offs | 0.14% | 0.08% (stronger) |
| Return on assets | 1.84% (stronger) | 1.62% |
| Loans ÷ deposits | 13.8% (stronger) | 93.0% |
| Uninsured deposits | 49.6% (stronger) | 59.2% |
| Offices | 75 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.7% |
Westamerica Bank has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Westamerica Bank leads on 6 and Five Star Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.