Side-by-side · Q2 2026 data
Westamerica Bank vs Poppy Bank
Metric by metric
| Measure | Westamerica Bank | Poppy Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 52 |
| Capital cushion | 53 (stronger) | 47 |
| Loan quality | 96 (stronger) | 37 |
| Earnings | 94 (stronger) | 72 |
| Funding & liquidity | 62 (stronger) | 52 |
| Problem-loan coverage | 100 (stronger) | 68 |
| Peer percentile | 86th | 9th |
| Total assets | $5.8B | $8.3B |
| Deposits / shares | $4.8B | $6.3B |
| Capital ratio | 10.27% (stronger) | 9.71% |
| Problem loans | 0.12% (stronger) | 1.89% |
| Net charge-offs | 0.14% (stronger) | 0.40% |
| Return on assets | 1.84% (stronger) | 1.29% |
| Loans ÷ deposits | 13.8% (stronger) | 91.5% |
| Uninsured deposits | 49.6% | 30.2% (stronger) |
| Offices | 75 | 45 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Westamerica Bank has the higher TellerScore (78 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Westamerica Bank leads on 6 and Poppy Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.